Immigration, Refugees and Citizenship Canada (IRCC) has reportedly begun refusing permanent residency (PR) applications where applicants’ work experience involved cash payments. Immigration consultant Kubier Kamal notes that IRCC now appears to favor proof of payment that is traceable or auditable, such as payroll deposits or bank records.
This stricter interpretation of “proof of paid work” is concerning for many applicants from countries where cash wages remain common. Some refusals have reportedly been issued without a Procedural Fairness Letter (PFL), leaving applicants unable to clarify or defend their evidence.
Although immigration law does not require electronic payments, IRCC’s new approach may effectively disadvantage workers in cash-based economies. Experts recommend that applicants document cash income through deposit records, receipts, or other verifiable proof to strengthen their applications.